Auto Loan Rates

To choose a car loan: Assess your budget and determine how much you can afford each month; Check your credit score and report to know your creditworthiness; Research different lenders for interest rates, terms, and fees; Decide on the loan term that suits your financial situation; Aim for the lowest interest rate possible based on your credit; Consider making a down payment to reduce the loan amount; Get preapproved for a loan to know your borrowing capacity; Compare loan offers, scrutinize the fine print, and ask questions; Negotiate terms separately from the car's price when buying from a dealership; Choose the loan option that best aligns with your budget and financial goals.

*Car loan rates are subject to change. 12/09/2023